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Product By Gumbo tech Pvt Ltd - TERMS & CONDITIONS

Terms and Conditions govern your use of our website located at https://gumbotech.in made

available by Gumbo tech Pvt Ltd Private Limited ( "Company", "we", "us" and "our"), a

private company established under the laws of India having its registered office at #677, 1st

floor, Suit No. 403, 13th Cross Road, 1st sector, HSR Layout, Bengaluru, Karnataka, 560102. The

terms "you" and "your" refer to the user of the Platform. These Terms are to be read with the

Product By Gumbo tech Pvt Ltd - Privacy Policy. If you do not agree with the terms and

conditions of these Terms, please do not use this Platform. Our Services (as we have

described below in detail) and these Terms are compliant with the Indian Penal Code, 1860,

and Information Technology Act, 2000, including all amendments made to it and rules

framed under it. When you create an account on our Platform or use our Platform or any of

our Services, you accept and agree to these Terms. However, please note that we do not

represent that we are compliant with laws of any country apart from the Republic of India. If

you wish to use our Services, please ensure that you are permitted to do so, in your

jurisdiction. You and we are required to follow certain rules while you use our Platform. We

have listed these rules in these Terms. Please read these Terms and all other hyperlinks

mentioned here carefully. Do remember that by using our Platform, you agree to these

Terms. Also, if you are using these services outside India, please comply with your local

laws.

CHANGES TO TERMS AND SERVICES

Our Platform is dynamic and may change rapidly. As such, we may change the services we

provide at our discretion. We may temporarily, or permanently, stop providing Services or

any features to you generally. We may remove or add functionalities to our Platform and

Services without any notice. However, if we make a change where your consent is required,

we will make sure to ask for it. Please be sure to keep visiting this page from time to time to

stay updated on our latest changes and developments. Visit this page to see any changes

that we may make and services that we may add or modify, from time to time.

WHO MAY USE OUR SERVICES

Our Platform helps you stay in touch with your community or your organisation and enables

you to share images, videos, audios, other updates, and more in your preferred regional

language. We understand your preferred content and personalize your newsfeed to show

you posts, pictures, videos, and suggest content available on our Platform

("Service/Services"). You may use our Services only if you are capable of forming a binding

agreement with us and are legally permitted to use our Services. If you are accepting these

Terms on behalf of a company or any legal persons, then you represent and warrant that you

have the authority to bind such entity to these Terms and effectively "you" and "your" shall

refer to the company. Please ensure that you are allowed to use our services under the law.

HOW TO USE OUR SERVICES

We have developed a unique platform. Our Services are available exclusively in regional

languages. We strive to give you belongingness to your community or your organisation via

digital medium. We also allow you to download content that is available on our Platform and

share your Product By Gumbo tech Pvt Ltd experience across social media platforms. To

use our Services, you must register on our Platform by signing up through your google

account. We do not read any information stored on your mobile device and computer without

your permission.

GENERAL NOTES ON CANCELLATION AND REFUND

1. Product By Gumbo tech Pvt Ltd has premium plan to access new templates on the app

and a user can pay either monthly or annually for the same

2. Recurring subscription fee - You can access these premium templates by agreeing to pay

the premium fee by selecting the plan.

i.You can place a cancellation request at any time by sending an email to

support@gumbotech.in by mentioning your registered mobile number and email id

ii.We will cancel your membership within 24 hours of receiving such email

iii.Any payments made prior to cancellation are non-refundable

iv.For IOS, payment will be charged to your Apple ID account at the confirmation of

purchase. The subscription automatically renews unless it is cancelled at least 24 hours

before the end of the current period. Your account will be charged for renewal within 24

hours prior to the end of the current period. You can manage and cancel your subscriptions

by going to your account settings on the App Store after purchase.

v.You will continue to receive the premium benefits till the end of the plan for which you

have been charged prior to the cancellation event

3.In case there is more than one interpretation of any of the terms mentioned above, the

company reserves the right to make the final and binding interpretation.

4.In all cases, you agree that any disputes will be subject to the laws of the Republic of India

and the courts of Bangalore shall have exclusive jurisdiction over all such disputes

PRIVACY POLICY

To effectively provide and introduce any new Services to you, we collect certain information

such as your phone number and your name from you. We may further request and store

additional information. Such information is stored securely on amazon web services or

"AWS" cloud servers and the "Google Cloud Platform" cloud servers, thereby also subject to

the terms of the AWS and Google Cloud privacy policy. The Product By Gumbo tech Pvt Ltd

Privacy Policy explains how we collect, use, share and store the information collected. The

Product By Gumbo tech Pvt Ltd Privacy Policy also details your rights under law and how

you may control the data you provide us. You provide us with some information about

yourself so that we can serve you better. We have described how we store and use this

information in the Product By Gumbo tech Pvt Ltd Privacy Policy.

YOUR COMMITMENTS

Providing a safe Service for a broad audience requires that we all do our part. In return for

our commitment to provide our Services, we require you to make some commitments to us.

Your commitments to us are:

No Impersonation or False Information to be Provided

You are required to use your actual name on our Platform, you are required to input your

correct phone number and gender to use our Services. You will not falsely represent yourself

as another person or representative of another person to use our Services. You will not lie

about your details, including your age, for any reason.

Device Security

We have implemented measures to ensure that our Platform is secure. However, there is no

guarantee that our Platform is immune to virus attacks. You will ensure that you have

requisite anti-malware and antivirus software on your mobile device and computer to ensure

its safety. You will not allow any person to use your phone number, and not allow multiple

accounts to be linked to your phone number. You will be responsible for all content posted by

any account linked to your phone number. While we do everything we can to secure your

use of our Services, keep in mind that we cannot contemplate all forms of attack on our

Platform. You should, as a matter of practice, ensure that your mobile device and computer

are not used wrongly or tampered with in any way.

Content Removal and Termination

Your usage of our Platform is governed by the Product By Gumbo tech Pvt Ltd Terms of Use.

If any of our users report your content to be against the Product By Gumbo tech Pvt Ltd

Terms of Use, we may remove such content from our Platform. In the event that multiple

reports are made regarding violation of the Product By Gumbo tech Pvt Ltd Terms of Use,

we may be compelled to terminate your account with us and block you from registering with

us. If you wish to appeal any such removal, you may write to us at support@gumbotech.in

We may remove any content that is shared on our Platform if such content is prohibited

under the Product By Gumbo tech Pvt Ltd Terms and conditions.

Platform Not to be Used For Anything Unlawful or Illegal

Our Platform is designed to accommodate a multiplicity of languages and cultures, as well

as a diverse range of contents. You shall not, use our Platform to share any content which is

obscene, pornographic, harmful for minors, discriminatory, spreading hate speech, inciting

any form of violence or hatred against any persons, or of seditious in nature, or violates any

laws of the Republic of India, or is barred from being shared by any laws of the Republic of

India. We reserve the right to remove such content. In addition to the above, please note that

we may share your information with appropriate law enforcement authorities if we have

good-faith belief that it is reasonably necessary to share your personal data or information in

order to comply with any legal obligation; or to protect the rights or prevent any harm to our

property or safety, our customers, or public; or to detect, prevent or otherwise address public

safety, fraud, security or technical issues. You understand however, that we cannot be held

responsible for any actions done by or to you by a third party or user by way of using our

Platform. We have developed a platform for people to come together; please do not share

any content which is illegal or causes any harm to the well-being of members of the society

or community.

Content Rights and Liabilities

We strongly believe in the freedom of expression and allow you to share photographs,

images, videos, music, other updates, and other content on our Platform. We do not have

any ownership over any of the content shared by you and the rights in the content remain

only with you. You will not use our Platform to violate or infringe upon our or any third-party's

intellectual property rights. Such content is against Product By Gumbo tech Pvt Ltd Terms

and conditions and may be removed from the Platform. Further, if you use any content

developed by us, then we shall continue to own the intellectual property rights in such

content. By sharing/posting/uploading content using our Services, you grant us a

non-exclusive, royalty-free, transferable, sub-licensable, worldwide license to host, use,

distribute, run, copy, publicly perform or display, translate, and create derivative works of

your content (consistent with your privacy and application settings). You may request to

delete your content and/or account at any point. However, your content may continue to

appear on the Platform if it has been shared with others. To learn more about how we use

information, and how to control or delete your content, please read the Product By Gumbo

tech Pvt Ltd Privacy Policy. You remain solely responsible for the content you post on our

Platform. We do not endorse and are not responsible for any content shared or posted on or

through our Platform, and for the consequence of such sharing or posting. The presence of

our logo or any trademark on any content shared by you does not mean that we have

endorsed or sponsored your content. Further, we will not be liable for or responsible for the

consequences of any transactions made or entered into by you with other users of the

Platform. You will always have ownership and responsibilities for the content you share. We

will never claim that we have intellectual property rights over your content, but will have a

free of cost, permanent license to use what you share and post on our Platform.

Intermediary Status and No Liability

We are an intermediary under the Information Technology Act, 2000 and the Information

Technology Act (Intermediary Guidelines) Rules, 2011. These Terms are published in

accordance with the provisions of Rule 3(1) of the Information Technology (Intermediaries

Guidelines) Rules, 2011 that require publishing of the rules and regulations, Product By

Gumbo tech Pvt Ltd Privacy Policy, and Product By Gumbo tech Pvt Ltd Terms and

conditions for accessing and using our Platform. Our role is limited to providing a platform to

display the content shared by you and our other users. We do not control what people do or

say and are not responsible for their (or your) actions (whether online or offline). We are not

responsible for services and features offered by others, even if you access them through our

Services. Our responsibility for anything that happens on our Platform is strictly governed by

the laws of the Republic of India and is limited to that extent. You agree that we will not be

responsible for any loss of profits, revenues, information, or data, or consequential, special,

indirect, exemplary, punitive, or incidental damages arising out of or related to these Terms,

even if we know they are possible. This includes when we delete your content, information,

or account. We are an intermediary under Indian law. We do not control what people post on

our Platform but we expect everyone to comply with the Product By Gumbo tech Pvt Ltd

Terms and conditions.

You Will Not Attempt to Disrupt or Jeopardize Product By Gumbo tech Pvt Ltd

We have developed a community-driven platform. Therefore, you agree to not interfere with,

or use non-public areas of our Platform, Services, and our technical delivery system. You will

not introduce any trojans, viruses, any other malicious software, any bots or scrape our

Platform for any user information. Additionally, you will not probe, scan, or test the

vulnerability of any system, security or authentication measures implemented by us. If you

tamper or attempt to tamper with our technological design and architecture, we may

terminate your user profile. We may further report such actions to the appropriate law

enforcement authorities and proceed against you with legal actions. You will not hack into or

introduce malicious software of any kind onto our Platform. If you commit such actions, we

may remove you from the platform and even have to report your actions to the police.

PERMISSIONS YOU GIVE TO US

You accept these Terms and give us certain permissions so that we can serve you better.

Permissions you have granted us are:

Automatic Downloads and Updates

We are constantly updating our Platform and Services offered. To use our Platform, you may

need to download apps designed by Product By Gumbo tech Pvt Ltd pvt ltd to your mobile

device and update it from time to time. Applications and software are constantly updated for

your use and you will need to install the latest version of the such mobile application to your

mobile device each time such update is generated.

Data Retention

We shall have the right to retain certain information regarding your usage of the Platform.

Please view the Product By Gumbo tech Pvt Ltd Privacy Policy for further information

relating to the collection, storage and use of your information by us. You grant us the right to

store and retain information relating to you and provided by you. Please see the Privacy

Policy for further information. OUR AGREEMENT AND WHAT HAPPENS IF WE DISAGREE

Who Has Rights Under These Terms

The rights and obligations under these terms are granted only to you and shall not be

assigned to any third party without our consent. However, we are permitted to assign our

rights and obligations under these Terms to others. This can happen when, for example, we

enter into a merger with another company and create a new company.

How We Will Handle Disputes

In all cases, you agree that disputes will be subject to the laws of the Republic of India and

the courts of Bangalore shall have exclusive jurisdiction over all such disputes.

Grievance Officer

We have a Grievance Officer to address your concerns regarding data safety, privacy, and

Platform usage concerns. We will resolve the issues raised by you within 30 (thirty) days

from receiving them. You may contact the Grievance Officer at the following Email: Email:

support@gumbotech.in We have created a method for you to get in touch with us and for us

to address your concerns.

LIMITATION OF LIABILITY

We do not assume any liability with respect to any loss or damage, arising directly or

indirectly due to any inaccuracy or incompleteness of any information or a breach of any

warranty or guaranty due to the actions of any user of the Platform. The Platform and

Services, are provided on "as is" and "as available" basis without any representation or

warranties, express or implied except otherwise specified in writing. We do not warrant the

quality of the Services or the Platform including its uninterrupted, timely, secure or error-free

provision, continued compatibility on any device, or correction of any errors. In no event shall

we, or any of our affiliates, successors, and assigns, and each of their respective investors,

directors, officers, employees, agents, service providers, and suppliers be liable for any

special, incidental, punitive, direct, indirect or consequential damages suffered as a

consequence of a breach of the Terms by another user or arising out of the use of or the

reliance on any of the Services or the Platform. In the event any exclusion contained herein

is held to be invalid for any reason and we or any of our affiliate entities, officers, directors or

employees become liable for loss or damage, then, any such liability shall be limited to not

exceeding the charges or amounts paid to us for use of the Platform or the Services in the

month preceding the date of the claim.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless us, and our subsidiaries, affiliates and

agents and their respective officers, directors, employees, successors and assigns from and

against any claim, proceeding, loss, damage, liability, cost, demand or expense (including

but not limited to attorney's fees) of any kind arising out of: (i) your access to or use of the

Platform and Services; (ii) any breach by you of your obligations under this Agreement; (iii)

your violation of the rights of any third party, including any infringement of intellectual

property, or of any privacy or consumer protection right; (iv) any violation of law or

contractual obligation and any claims, demands, notices pursuant to such violation; (v) your

negligence or willful misconduct. This obligation will survive the termination of our Terms.

UNSOLICITED MATERIAL

We always appreciate feedback or other suggestions. We may use the same without any

restrictions or obligation to compensate you for them and are under no obligation to keep

them confidential. GENERAL

If any aspect of these Terms is unenforceable, the rest will remain in effect.

Any amendment or waiver to our Terms must be in writing and signed by us.

If we fail to enforce any aspect of these Terms, including reporting any illegal or

impermissible actions to appropriate law enforcement authorities or blocking or suspending

your profile, such failure to enforce our rights will not be a waiver by us.

We reserve all rights not expressly granted to you.